Travel has come to a virtual standstill in the recent past. With the current COVID situation, the one sector and industry that has gone from the top, right down to rock bottom is travel and hospitality. How do you work on your Medicare Supplement Plans and ensure that any illness that you suffer while travelling is taken care of? It sounds a bit difficult, doesn’t it? In a post-COVID world, it is going to be quite a challenge to travel anywhere without sufficient coverage on a policy. You cannot afford to get sick in a foreign country, where you are not sure about the quality of medical care, nor are you sure for how long you will require it.
Cost Of Hospitalization While Traveling
Though there are some companies that promise you coverage when you travel, they could be quite specific about the countries to which you are travelling. In case you decide to travel to a country which is known to have an outbreak of Ebola, there is no way they are going to cover your travel. If you get sick in that country and become a victim of Ebola, the company will not extend coverage to you. You will also have to check with your insurance company if they will give you the benefit of getting drug costs reimbursed while travelling. As such insurance cover while travelling is bad enough; travelling overseas in conditions that are dangerous to everybody will be a challenge to cover.
Comparing This With Other Medicare Plans
If you have a simple or original Medicare plan; coverage of foreign travel is totally ruled out. Even when you have an Advantage Plan, you might not get the coverage you require outside the US. This is why your best bet is the Supplement Plan or the Medigap Plan as it is commonly known. This is the only one that helps anyone understand how important it is to be well versed in the various changes that keep coming up now and again in the rules regarding Supplement Plans. There have been extensive changes to the Supplement Plans rules, leaving people groping in the dark for answers.
Supplement Plans go the extra mile to keep you safe when your Medicare plan does not rise up to the occasion. It is an expense no doubt, but a necessary one and you will not regret that you made the decision to go in for a good, comprehensive Supplement Plan.